AT MARSH.NET, WE VALUE YOUR PRIVACY
Terms and Conditions
1. What information is collected and how is it used?
Marsh.net collects information from you so that we can make our services both easier and more rewarding for you to use. Depending on how you use Marsh.net and our linked partner web sites, we may collect one or more of three types of information: a)anonymous information, b)personally identifiable information, or c)financial information.
a) Anonymous Information: This type of information is collected on all visitors to our site but is not used to identify individual customers. Anonymous information includes data such as numbers and frequencies of customers using various services on Marsh.net. We use this information to improve our services and tailor them to the needs of our customers.
IP Addresses: If you contact us through our web site, we may use your Internet provider’s address and the manufacturer of the web browser to help diagnose problems with our server and to monitor use and traffic throughout our web site. This information helps us improve the content, products, and services that we offer our web site visitors.
b) Personally Identifiable Information: Marsh.net will not sell, trade, rent, or otherwise provide your personal information to any third party. Certain registration forms and on-line applications require users to give us personal information such as name, address, Fresh IDEA® Card number, e-mail address, or other personal identification numbers. We may also collect this information in connection with surveys, contests, purchases, or other interactions with you. We do not collect this information unless you give it to us. This information allows us to provide you directly with value-added services and products such as a Fresh IDEA® Card, consideration for Marsh employment, personalized recipe and meal planning services, and the ability to purchase products online.
Marsh.net will not sell, trade, rent, or otherwise provide your personally identifiable information to any third party. Marsh.net may provide aggregated statistics about our sales, traffic patterns, and related site information to reputable third party partners, but these statistics will not include the personally identifiable information of individual customers.
c) Financial Information: If you purchase products or services from certain areas of Marsh.net, you may be required to fill out a registration or order form. In addition to name, address and contact information, your order may require that you provide financial information such as credit card numbers or account information. This financial information is only used to bill the user for products or services they have agreed to purchase. It is not disclosed or sold to any other party.
2. Is my financial information secure?
Marsh.net has security measures in place to protect the loss, misuse, and alteration of information under our control. Any time you provide us with financial information, we offer the use of a secure server, which encrypts all of the information you provide and protects it from unauthorized access. Marsh.net also provides links to third party web sites. While each of these web site partners also provides security measures that encrypts information and prevents unauthorized access, we recommend that you review each policy prior to providing your personal financial information.
In addition, the Fair Credit Billing Act limits your liability from unauthorized use of your credit card to a maximum of $50, and many banks will cover all unauthorized charges. You are responsible for promptly notifying your credit card provider of unauthorized uses.
3. Do I have to provide personally identifiable information?
No, if you choose not to register or provide personal information, you can still access and use many of the value-added services and information on Marsh.net. However, you will not be able to access the areas that require registration, use the services that require applications, or purchase the products and services online that require financial information. We will not collect personally identifiable information unless you choose to give it to us. If you choose to provide your personal information to Marsh.net and to the web sites linked to Marsh.net, you consent to the collection and use of this information as detailed above.
4. How can I correct or update my personally identifiable information?
You may correct or update any of your personally identifiable information at any time by visiting the “Update My Information” link at www.marshrev20120409.com. located at the bottom of the Marsh.net homepage. This page provides links to the different areas on Marsh.net, as well as our partner sites, that request personal information and allow for updating that information. These areas include the Fresh IDEA® Card application, Marsh Fresh Express, Marsh Recipes & Meal Planner, Marsh Health e-Mart, Marsh Newsstand, and Marsh Online Video Center.
5. Can I choose whether I want to receive information from Marsh.net and its web site partners?
Yes. From time to time, Marsh.net and its web site partners may provide information or special offers to customers who have registered in certain areas of our site and provided personal contact information (such as e-mail addresses). If you do not want to be contacted or receive information about products, services, or special offers, you may opt-out of receiving future communications by indicating on the registration form of that site area or by sending an e-mail to the opt-out e-mail address listed on each communication.
6) How do you ensure the safety and privacy of the children who access the “Just for Kids” section on Marsh.net?
We care about children and understand their special privacy needs. Therefore, we have adopted the following policies regarding children and the “Just for Kids” section of our web site.
a) We will not collect personal information such as full name, home addresses, e-mail addresses, phone number, or other personally identifying information from children who visit the “Just for Kids” section of Marsh.net.
b) We will not give children access to chat rooms, message boards, e-mail accounts, or other services that would give the child the ability to publicly post or otherwise distribute personally identifiable information without prior parental consent.
c) When verifiable parental consent is not obtained, we will only use any online contact information obtained (such as in an e-mail to Fielding T. Mouse) to:
1. Respond directly to the child’s request on a one-time basis and not use that information to re-contact the child for other purposes.
2. Request the name or online contact information of a parent for the purpose of obtaining verifiable parental consent or providing parental notification.
d) We will not provide information, pictures, graphics, games, or links to web sites that are unsuitable for children.
e) We will encourage children to get their parent’s permission before using the Internet, sending us e-mails, or providing any form of personally identifiable information to Marsh.net or any web site.
Marsh Supermarkets, Inc. (hereinafter “Marsh”) maintains this site (the “Site”) for your personal entertainment, shopping, information, education, and communication. Please feel free to browse the Site. You may download material displayed on the Site for noncommercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video without Marsh’s written permission.
Your access to and use of the Site is also subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreements between you and Marsh are superseded and of no force or effect.
TERMS AND CONDITIONS:
1. You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of Marsh. Marsh neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Marsh.
2. While Marsh uses reasonable efforts to include accurate and up-to-date information in the Site, Marsh makes no warranties or representations as to its accuracy. Marsh assumes no liability or responsibility for any errors or omissions in the content of the Site.
3. Your use of and browsing in the Site are at your risk. Neither Marsh nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you “AS IS” WITHOUT WARRANTY OF ANY KIND EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Marsh also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.
5. Images of people or places displayed on the Site are either the property of, or used with permission by, Marsh. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
6. The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site are registered and unregistered Trademarks of Marsh and others. Nothing contained on the Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Trademark owner. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that Marsh will aggressively enforce its intellectual property rights to the fullest extent of the law, including seeking criminal prosecution.
7. Marsh has not reviewed all the sites linked to the Site and is not responsible for the content of any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.
8. This Site may from time to time contain information relating to various medical, health, and fitness conditions. This is for informational purposes only and is not meant to be a substitute for the advice provided by your own physician. You should not use the information contained herein for diagnosing a health or fitness problem or disease. You should always consult your own physician.
9. Marsh may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.
10. The foregoing Terms and Conditions shall be construed under Indiana law and where applicable, the law of the United States of America. Any legal action brought against Marsh in any way related to this web site shall only be conducted in courts located in Marion County, Indianapolis, Indiana. If any part of these Terms and Conditions is deemed void, unlawful or unenforceable, that part shall be deemed severable and shall not affect the validity of the other provisions.
Drug Privacy Notice
MARSH DRUGS, LLC dba MARSH PHARMACY AND MAIN STREET MARKET PHARMACY
NOTICE OF PRIVACY PRACTICES
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.
Marsh Drugs, LLC dba Marsh Pharmacy and Main Street Pharmacy (“we”, “us”, or “our”) is required to maintain the privacy of Protected Health Information about you (“PHI”) and to provide you with notice of our legal duties and privacy practices with respect to PHI. PHI is information, including basic demographic information, that may identify you and that relates to your past, present or future physical or mental health condition and related health care services. This Notice of Privacy Practices (the “Notice”) describes how we may use and disclose PHI to carry out treatment, payment or health care operations and for other specified purposes that are permitted or required by law. It also describes your rights with respect to PHI about you.
We are required to follow the terms of this Notice as currently in effect. We will not use or disclose PHI without your written authorization, except as described in this Notice. We reserve the right to change our practices and this Notice and to make any new notice of privacy rights effective for all PHI we maintain. Upon your request, we will provide you with a copy of any revised notice of privacy practices.
Your Health Information Rights
With respect to PHI, you have the right to:
- Obtain a paper copy of the Notice upon request. You may request a copy of the Notice at any time. Even if you have agreed to receive the Notice electronically, you are still entitled to a paper copy. To obtain a paper copy, submit a written request to the Contact Office listed at the end of this Notice.
- Request restrictions on certain uses and disclosures of PHI. You may request additional restrictions on our use and disclosure of PHI by sending a written request to the Contact Office listed at the end of this Notice .We are not required to agree to any such requested restriction or restrictions unless, except as required by law, the disclosure is to a health plan for purposes of carrying out payment or health care operations (and is not for purposes of treatment) and the PHI pertains to a health care item or service for which we have been paid out of pocket in full. .
- Inspect and obtain a copy of PHI. You have the right to access and copy PHI contained in a designated record set for as long as we maintain the PHI. The “designated record set” usually will include prescription and billing records. To inspect or receive a copy of PHI, you must complete a request form at the pharmacy where you received service.
We may charge you a fee for the costs of copying, mailing or other supplies that are necessary to respond to your request. We may deny your request to inspect and copy in certain limited circumstances. If you are denied access to PHI, you may request that the denial be reviewed in some cases.
- Request an amendment of PHI. If you feel that PHI we maintain is incomplete or incorrect, you may request that we amend it. You may request an amendment for as long as we maintain the PHI. To request an amendment, you must send a written request to the Contact Office listed at the end of this Notice.
In addition, you must include a reason that supports your request. In certain cases, we may deny your request for amendment. If we deny your request for amendment, you have the right to submit a statement of disagreement with the decision and we will provide you with a rebuttal to your statement if we prepare one.
- Receive an accounting of disclosures of PHI. You have the right to receive an accounting of the disclosures we have made of PHI in the 6 years prior to the date on which the accounting is requested on or after April 14, 2003, for most purposes other than treatment, payment or health care operations. The accounting will exclude disclosures:
- We have made directly to you;
- To friends or family members involved in your care;
- For notification purposes;
- Incident to a use or disclosure otherwise permitted or required by law;
- Pursuant to a valid authorization provided by you;
- As part of a limited data set in accordance with law; or
- The right to receive an accounting is subject to certain other exceptions, restrictions and limitations. To request an accounting, you must submit your request in writing to the Contact Office listed at the end of this Notice.
Your request must specify the time period for the disclosures we have made during the period commencing no sooner than the later of 6 years from the date on which you request the accounting or April 14, 2003. We will provide the first accounting you request within a 12 month period to you free of charge, but we may charge you for the cost of providing additional accountings. We will notify you of the cost involved and you may choose to withdraw or modify your request at that time.
- Request communications of PHI by alternative means or at alternative locations. For instance, you may request to receive communications of PHI from us only in writing or at a different location or post office box. To request confidential communication of PHI about you, you must submit your request in writing to the Contact Office listed at the end of this Notice.
Your request must state how or when you would like to be contacted. We will accommodate all reasonable requests.
Examples of How We May Use and Disclose PHI
The following categories describe and provide examples of different ways that we use and disclose PHI about you when, in our professional judgment, it is in your best interest, when the information is requested by the Indiana Board of Pharmacy or by a law enforcement officer charged with enforcement of laws pertaining to drugs or devices or the practice of pharmacy, or when the disclosure is essential to our business operations.
For treatment. Examples: Information obtained by the pharmacist will be used to dispense prescription medications to you or to coordinate or manage health care with a health care provider involved in your care or to consult with a health care provider relating to your treatment. This would include contacting and communicating with any health care professionals (or their representatives) involved in your care as we deem appropriate. We will also document in your record information related to the medications dispensed to you and services provided to you.
For payment. Example: We will contact your insurer or pharmacy benefit manager to determine whether it will pay for your prescription and the amount of your co-payment responsibility. We will collect from you or a third party payor the amount due for prescription medications dispensed to you. The information on or accompanying the communication may include information that identifies you, as well as the prescriptions you are taking.
For health care operations. Example: We may use or disclose information in your health record to monitor the performance of the pharmacists providing treatment to you or to detect and prevent fraud and abuse by appropriate methods or for compliance programs. This information will be used in an effort to continually improve the quality and effectiveness of the health care and service we provide.
We may also use or disclose PHI for the following purposes:
Business associates. There are some services provided by us through contracts with business associates. Examples include billing, claims processing and administration and data analysis. When these services are contracted for, we may disclose PHI to our business associates so that they can perform the job we have asked them to do and collect from you or your third-party payor for services rendered. To protect PHI, the business associate must appropriately safeguard the PHI as part of our contract with the business associate.
Communications with individuals involved in your care or payment for your care: Health professionals such as pharmacists, using their professional judgment, may disclose to your representative involved in your care (i.e., a family member, other relative, close personal friend or neighbor or any person you identify) PHI that is relevant to your care, assistance in matters pertaining to your care or therapy and to that person’s involvement in your care. We may also disclose PHI to such person that is relevant to payment related to your care.
Personal communications: We may contact you to provide refill reminders or information about treatment alternatives or other health-related benefits and services that may be of interest to you.
Food and Drug Administration (FDA): We may disclose to the FDA or its agents PHI relative to adverse events with respect to drugs, foods, supplements, products and product defects, or post marketing surveillance information to enable product recalls, repairs or replacement.
Worker’s Compensation: We may disclose PHI to the extent authorized by and to the extent necessary to comply with laws relating to worker’s compensation or other similar programs established by law.
Public health: As required by law, we may disclose PHI about you to public health or legal authorities charged with preventing or controlling disease, injury or disability.
As required by law: We must disclose PHI when required to do so by law.
Health oversight activities: We may disclose PHI to an oversight agency for activities authorized by law. These oversight activities include audits, investigations and inspections, as necessary for our licensure and for the government to monitor the health care system, government programs and compliance with civil rights laws.
Judicial and administrative proceedings: If you are involved in a lawsuit or a dispute, we may disclose PHI in response to a court or administrative order. We may also disclose PHI in response to a subpoena, discovery request or other lawful process by someone else involved in the dispute, but only if the person or entity making the request or filing for the subpoena or other lawful process has made efforts to tell you about the request or to obtain an order protecting the requested PHI.
We are permitted to use or disclose PHI for the following purposes:
Research: We may disclose PHI to researchers when their research has been approved by an institutional review board that has reviewed the research proposal and established protocols to ensure the privacy of your information.
Coroners, medical examiners and funeral directors: We may release PHI to a coroner or medical examiner for the purpose of identifying a deceased person, determining a cause of death or other duties as authorized by law. We may also disclose PHI to funeral directors consistent with applicable law to carry out their duties.
Organ or tissue procurement organizations: Consistent with applicable law, we may disclose PHI to organ procurement organizations or other entities engaged in the procurement, banking or transplantation of organs for the purpose of facilitating organ, eye or tissue donation and transplantation.
Notification: We may use or disclose PHI to notify or assist in notifying a family member, personal representative or another person responsible for your care, your location and general condition.
Correctional institution: If you are or become an inmate of a correctional institution, we may disclose to the institution or its agents PHI necessary for your health and the health and safety of others.
To avert a serious threat to health or safety: We may use and disclose PHI when necessary to prevent or lessen a serious threat to your health and safety or the health and safety of the public or another person.
Military and veterans: If you are a member of the armed forces, we may release PHI as required by military command authorities. We may also release PHI about foreign military personnel to the appropriate military authority.
National security and intelligence activities: We may release PHI to authorized federal officials for the conduct of intelligence, counterintelligence and other national security activities authorized by law.
Protective services for the President and others: We may disclose PHI to authorized federal officials so they may provide protection to the President, other authorized persons or foreign heads of state or conduct special investigations.
Victims of abuse, neglect or domestic violence: We may disclose PHI to a governmental authority, such as a social service or protective services agency, if we reasonably believe you are a victim of abuse, neglect or domestic violence. We will only disclose this type of information to the extent required by law, if you agree to the disclosure, or if the disclosure is allowed by law and we believe it is necessary to prevent serious harm to you or someone else or the law enforcement or public official that is to receive the report represents that it is necessary and will not be used against you.
Other Uses and Disclosures of PHI
- We will obtain your separate written authorization before we use or disclose PHI for purposes other than those described in this Notice or as otherwise permitted or required by law in the event that we need to make such a use or disclosure. You may revoke this authorization at any time by submitting such revocation in writing to the Contact Office listed at the end of this Notice. Upon receipt of the written revocation, we will stop using or disclosing PHI, except to the extent that we have already taken action in reliance on the authorization.
For More Information or to Report a Problem
If you have questions or would like additional information about our privacy practices, you may contact us as follows at the contact office listed below. If you believe your privacy rights have been violated, you can file a complaint with us by writing to or calling us at the contact office listed below or with the Secretary of Health and Human Services. We will not retaliate against you for filing a complaint.
The information for contacting the Contact Office is:
Marsh Drugs, LLC
9800 Crosspoint Blvd.
Indianapolis, Indiana 46256
Attention: Pharmacy Documents Official
Telephone Number: (317) 594-2406
This Notice is effective as of 1/1/2012.